Powering Fintech
Business Growth with Pivot

Digitalizing the foundation of business finance and payments across Indonesia and Southeast Asia through unified payments, account management, and embedded finance solutions.

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Real Support, Real People

Real Support,
Real People

Our trained Customer Success team is always ready to help, day or night, just a WhatsApp away.

Save More, Grow Faster

Save More,
Grow Faster

Our competitive pricing help you save more on every transaction.

Peace of Mind Guaranteed

Peace of Mind Guaranteed

A secure, reliable system with advanced encryption, fraud prevention, regulatory compliance.

Efficiency Meets Personalization

Efficiency Meets Personalization

Simplify operations with single integration, smart automation, and tailored solutions to fit your needs.

Janji Jiwa
Paper.id
Easy Link
Eats
Inovasi Daya Solusi
Mobi
Atoer
20 days

From initial meeting to going live

We're thrilled with our partnership with Pivot. They've gone above and beyond to deliver tailored, effective solutions. Their expertise, responsiveness, and commitment to our success have been instrumental in helping us achieve the outcomes we envisioned.
Testimony Profile
Thomas
Head of Development at
Ambil Gaji Duluan (ATOER)
60% - 70%

Increase in productivity

The disbursement system has proven to be effective in enabling fast and well-controlled fund releases. On the security front, it’s also solid! Each file upload includes a validation step to ensure the accuracy of recipient accounts.
Testimony Profile
Nadiah Shahab
CFO at
Janji Jiwa
10%

Operational savings, bigger than ever before

Pivot boosted our payout success rate close to 100% and cut our operational costs by up to 10%. Their support team is always fast, friendly, and truly cares. Every problem is heard, every fix comes fast. It's like having a real partner, not just a provider.
Testimony Profile
Yudianto Soeharli
Finance Operation Manager at
Paper.id
Working with Pivot has been a game-changer. Automating fund disbursements has completely eliminated manual transfers, saving us an enormous amount of time. On top of that, the customer service and support team is incredibly responsive.
Testimony Profile
Baskara
Head of Product at
Inovasi Daya Solusi

Grow Your Revenue with Integrated Payment Ecosystem

Your payments should not hold you back from growing. Skip the complexities with our plug-and-play solutions for payments, business management, and embedded finance—helping you scale faster and drive sustainable revenue.

Accept Payments
Accept Payments

Accept Payments

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Accept 25+ popular local and international payment methods in Indonesia

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Optimized authorization rates through smart payment routing

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Quick, single payment and refund integration

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Smart fraud prevention and checkout optimizations

Payouts

Payouts

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Save up to 60% on transfer costs, even more with
large transfers

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24/7, instant payouts to 150+ Indonesian banks, virtual accounts, and e-wallets - even on weekends and holidays

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Above 99% real-time payout success rate

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Thousands of transactions in seconds with one click

Account and Balance Management

Account and Balance Management

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Monetize your platform with a customizable merchant fee

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Control and automate money flow between accounts

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Create, activate, and manage multiple accounts your way and hassle-free

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Real-time reconciliation, balance, and transaction records for all accounts in one dashboard

White-Label Wallet

White-Label Wallet

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Build your own wallet in a matter of weeks

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Process payments, deposits, and transfers instantly, 24/7

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Customizable features, branding, and integration

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Real-time account balance & transaction updates

Confidence
in Every Payment

Keeping your transactions, account,
and data safe—always.

Security Icon - Smart Fraud System

Smart Fraud System

We fight evolving fraud with AI-driven, multi-layered prevention and 24/7 monitoring, tailored to your risk appetite.

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Data Security

We safeguard your data and privacy with advanced encryption, data masking, tokenization, and strict access controls.

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Double-Layered Authentication

Keeping your accounts and transactions safe and sound with robust passwords, 2FA, and OTP.

Ellipse
Ellipse

Build Your Way:
APIs or Low-Code Solutions

Pivot ensures a fast and hassle-free setup, so you can scale effortlessly and drive growth in no time.

Build Faster with Flexible,
Developer-Friendly APIs

  • Unified payment and payout API cuts time-to-live from 2 months to 2 weeks
  • Integrated seamlessly with any app or website
  • Full end-to-end support from our tech experts
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Grow Beyond Barriers

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FAQ

Get started with ease! Contact our sales team , and they'll reach out within a few days to guide you throughout your onboarding journey. Our dedicated Customer Success team is always available to support all onboarding inquiries.
No subscriptions, no monthly fees. Get started on Pivot for free and only pay per successful transaction. We charge as little as possible and even better pricing as your transaction volume grows. Get the best pricing for your business by contacting our sales team.
There are two (2) available options:
a. API Integration: A fully customizable checkout page that lets you use your own payment UI/UX and flow while seamlessly integrating with any website or app in a single integration.
b. Redirection Page: A pre-built, semi-customizable redirection page where customers are directed to a Pivot-hosted page for payment completion.
Pivot is a fast-growing fintech company committed to eliminating payment barriers and empowering businesses to grow with confidence. Our adaptable, all-in-one platform enables businesses of all sizes and industries to send and accept payments, launch their own wallets effortlessly, and manage multiple accounts and balances with smart automation.